Life Insurance Beneficiary Dispute Lawyer

After a person with life insurance dies, it must be determined who is entitled to the benefits of the life insurance policy. The person who is entitled to file a claim for life insurance death benefits following the death of an insured party is called the beneficiary. A beneficiary is usually named at the time the policy is issued. However, most policies allow a policyholder to change the beneficiary at any time during his or her lifetime.

In simple cases, following an insured party’s death, the benefits go to the named beneficiary. Unfortunately, however, not all cases are this easy, and when there is uncertainty about who is entitled to receive death benefits, disputes can arise. When it comes to life insurance policies, there are many ways in which disputes can arise. For example, fraud, mental capacity issues, improperly executed beneficiary changes, divorce, and a variety of other situations can lead to life insurance claim disputes. Not only do these types of disputes delay the payment of benefits, but they are also extremely complicated. Therefore, if you are involved in a life insurance claim dispute, contact an experienced life insurance lawyer for assistance.

There are several types of situations that can lead to beneficiary disputes. For example, if an insured person was married at the time of his or her death, then his or her spouse may be entitled to a portion of death benefits even if a different beneficiary is named on the policy. This is common in situations involving a policyholder who failed to update his or her life insurance policy following a divorce and subsequent remarriage.

In addition, death benefits may be divided among the named beneficiary and others if the insured was a party to a divorce agreement that awarded all or part of the life insurance benefits to his or her ex-spouse or children. Also, if a party presents evidence that a policyholder intended to change the beneficiary of his or her life insurance policy but passed away before he or she was able to do so, the court may award death benefits to the intended beneficiary.

Although the kinds of life insurance disputes that may arise vary, there is one thing they all have in common: they tend to be extremely complicated. Therefore, if you are facing a beneficiary dispute, you should seek the assistance of an experienced life insurance dispute lawyer. The variety of legal issues that can arise in life insurance disputes is extensive, and they can be practically impossible to address alone. One example of a difficult legal issue that sometimes arises in beneficiary dispute cases is when a family member of the insured party files a claim that competes with the claim of the named beneficiary. In this situation, the life insurance company will often send the competing claims to the court to determine which party is entitled to benefits under the policy, this type of proceeding is called an interpleader action.

To successfully navigate this type of proceeding, which is called an interpleader action, it is necessary to enlist the services of a knowledgeable and skilled insurance dispute attorney.

If you are involved in a life insurance dispute claim, you will need the help of a knowledgeable and skilled life insurance dispute lawyer. With Life Legal in your corner, you can rest assured that your life insurance dispute case is in good hands. We will navigate the legal process and fight hard to ensure your case has a successful outcome. Please contact us today to schedule a free consultation with one of our talented attorneys.