Clarity Before Crisis: When to Bring in a Life Insurance Attorney
Most people don’t think to call a life insurance attorney until something goes wrong. A denial, a delay, or an…
Breaking Down the Price Tag: What Is the Average Cost and Death Benefit of Whole Life Insurance?
Whole life insurance policies are known for their lifelong coverage, as long as you keep up with your premium payments. On average, a healthy 40-year-old might pay anywhere from $300 to $500 per month for a $250,000 death benefit—figures that illustrate why shopping around and comparing quotes is crucial for finding a policy that fits your budget.
No-Exam Life Insurance: Quick Coverage vs. Cigna Underwriting Concerns
Taking out a life insurance policy without a medical exam can seem like a quick and easy way to secure…
LIFE LEGAL ATTORNEY NAMED TO 2024 PENNSYLVANIA RISING STARS LIST BY SUPER LAWYERS
Taylor A. Gerchman, founder of Life Legal Services – the national life insurance & employee benefit recovery law firm –…
Life Legal Adds New Member to Team
We are thrilled to announce that Stephanie L. Depew has joined our team at Life Legal Services as our new…
Understanding the Difference Between Independent Life Insurance Policies and ERISA-Governed Life Insurance
Key Highlights: Ownership and Control: Independent life insurance policies are bought directly from an insurance company and are controlled by…
How Community Property Laws Affect Life Insurance Benefits
Understanding how community property impacts life insurance is important when determining how benefits may be handled after a policyholder’s death. Community property…
“The Ins and Outs of Life Insurance Payouts Explained”
Although life insurance can provide peace of mind and security for your loved ones in the event of your passing,…
The Hidden Risks of Missed Premiums: Why Life Insurance Policies Can Lapse
Life insurance can offer substantial financial protection; however, many policyholders are unaware of the risks associated with failing to pay…
Escaping the Maze: Overturning Life Insurance Denials During the Conversion Period
The conversion period is meant to be a lifeline for individuals transitioning from group life insurance coverage to an individual…