Critical Illness Claim Lawyers
If an insurance company has denied your claim for critical or chronic illness policy benefits, your already difficult situation has undoubtedly been made worse. At Life Legal, we replace your anger, confusion, and worry with our experience and determination to get you the proceeds you deserve.
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Many people get critical or chronic illness insurance, usually as a supplement to a life insurance policy, to provide the financial resources needed during the fight of their life. This coverage is designed to cover medical costs, treatment, loss of income, and other expenses and losses arising from conditions such as cancer, heart attacks and strokes, Alzheimer’s and dementia, and other serious illnesses.
As with every type of insurance policy, critical or chronic illness policies contain exclusions and definitions that insurers often rely on to deny claims or otherwise make obtaining benefits a frustrating and burdensome ordeal. Even the slightest, seemingly inconsequential error on an application form or a narrow, dubious interpretation of a policy term can lead to a denial.
At Life Legal, we believe it is both morally and legally wrong when insurance companies play games with policyholders who are already struggling with the challenges of a critical or chronic illness. We use our unmatched experience with insurance claim denials to get our clients every penny they are owed when an insurer denies their chronic illness insurance claim. We have a long track record of positive results and have obtained millions in policy proceeds for our clients. We offer free initial consultations, and you pay us nothing in fees until and unless we recover for you.
How Life Legal Can Get You the Critical Chronic Illness Insurance Benefits You Need
One of the first steps to take after an insurer denies your claim is to gather all your paperwork related to the claim, including medical records, policy documents, physician’s notes, and other pertinent documentation. This information will help us evaluate your claim during your free consultation and form the foundation for our recommendations for how to proceed.
If you hire us to pursue your claim for benefits, you will gain peace of mind knowing you have experienced, knowledgeable, and determined lawyers fighting relentlessly on your behalf. While many firms dabble in this unique aspect of the law, our entire practice focuses on life insurance law. It is all we do, and we do it extraordinarily well. We’ll make the insurance company face the facts of the case and offer a fair settlement, or they will know they’ll see us in court.
We’ll take on the burden of having to deal with the insurance company’s representatives so you can focus on getting your life back on track after you or a loved one has faced a critical or chronic injury. The pressure of having a critical illness insurance claim denied is something no one should experience without a fierce advocate on their side. Contact Life Legal today to arrange for your free initial consultation.
Critical or Chronic Illness Claim FAQs
Absolutely, if that’s what it takes to get the insurance company to pay everything they owe on your policy. Our critical illness lawyers can take over the entire claims process and navigate the legal process so you can spend your time and energy recovering. If an insurance company is dragging its feet and making it hard to get a fair resolution, a critical illness lawyer can help get things moving and get you the benefits you need as quickly as possible.
When an insurer delays or denies a critical illness claim, hiring an experienced life insurance attorney exponentially increases your chances of holding the company accountable and getting the maximum amount of benefits possible. At Life Legal, our team focuses solely on life insurance law, including critical illness insurance claims. We know the players involved and the strategies to make these entities come to the table and provide a fair offer for everything you and your family have been through after your critical illness claim was denied.
Critical illness insurance companies can delay the entire process by taking forever between communications, ceasing to communicate altogether, or denying a claim with little to no justification. They hope most policyholders will just accept this and move on so the company can minimize their payouts. When an insurance company drags its feet and puts its profits over its policyholders, your Life Legal insurance claims attorney will fight back and do everything it takes to get you your money as soon as possible.
It costs you nothing to hire Life Legal to take on your case. We operate on a contingency fee basis, which means we only get paid if we win for our clients. That’s a strong motivation for us to pour everything we have into our clients’ cases. We’ll take on all the initial costs of building a strong case and start dealing directly with the parties that can get the claim favorably resolved for our clients.