What Is Life Insurance and How Does It Work?
What is Life Insurance? Life insurance is similar to property insurance, or flood insurance, in that it provides financial assistance…
Understanding Accidental Death and Dismemberment (AD&D) Insurance
What Is It AD&D Insurance? Purchasing an accidental death and dismemberment insurance policy, also called AD&D insurance, can be a…
How will the COVID-19 Vaccine Affect my Critical/Chronic Illness Benefits Claim or Coverage?
Over the past few weeks, I have analyzed how the COVID-19 vaccine could affect a life insurance company’s decision to…
Will the COVID-19 Vaccine Affect my Accidental Death and Dismemberment Coverage/Claim?
Last week, we looked at how the COVID-19 vaccine could affect a life insurance company’s decision to pay out under…
Will the COVID-19 Vaccine Affect My Life Insurance Coverage?
If you’ve Googled some variation of this question over the course of the past few months, you’ve likely gotten a…
An Uphill Battle: Drug Use and Life Insurance Claims
Given the insanity that has been 2020 and the beginning of 2021, it should come as no surprise that an…
Do’s and Don’ts for Dealing with a Life Insurance Company
DO NOT: Call a general customer service number if a more direct number is available.Hang up on a customer service…
Back to Square One: Life Insurance Explained
In 2020, over half of all Americans had a life insurance policy. If you’re not completely sure what a life…
What the Heck is a Contestable Life Insurance Claim?
If you have made a claim for life insurance benefits within the first two years of the policy date, chances…
If Your Life Insurance Claim Was Denied, We Need to Talk.
Okay, so you made a claim for life insurance benefits and the company sent you the dreaded denial letter. Now…