Do You Have to Disclose Elevated Blood Pressure on a Life Insurance Application?
Applying for life insurance can be stressful, especially when it comes to health disclosures. Here’s a common scenario:At your annual…
No-Exam Life Insurance: Quick Coverage vs. Cigna Underwriting Concerns
Taking out a life insurance policy without a medical exam can seem like a quick and easy way to secure…
The Power of Legal Support: The Power of Legal Support Navigating Life Insurance Claims with an Attorney
Losing a loved one, whether expected or unexpected, can be all-consuming. From navigating the complicated emotions to ensuring the best…
Turning a Denied Life Insurance Claim into an Approval: A Guide to Gathering Evidence
In a time of need, not much can be as frustrating and overwhelming as dealing with the denial of a…
The Importance of Timely Filing: How Delays Can Affect Your Life Insurance Claim
As life insurance attorneys, we often encounter clients who are understandably frustrated or confused with the life insurance claims process.…
Untangling Life Insurance Beneficiary Conflicts
The Role of Interpleader Actions When it comes to life insurance, the passing of a loved one should ideally bring…
Understanding Community Property Laws and Their Impact on Life Insurance Benefits
Community property laws govern the ownership and distribution of assets acquired during marriage in certain states within the United States.…
The Hidden Risks of Missed Premiums: Why Life Insurance Policies Can Lapse
Life insurance can offer substantial financial protection; however, many policyholders are unaware of the risks associated with failing to pay…
In the Balance: How Your Medical Records Shape Life Insurance Claims
Securing life insurance provides a sense of security, knowing your family's financial needs are covered in the event of your…
After the Contestability Period: Can My Life Insurance Claim Still be Denied?
Life insurance is a common financial tool designed to provide a safety net for the insured person's loved ones in…