Clarity Before Crisis: When to Bring in a Life Insurance Attorney
Most people don’t think to call a life insurance attorney until something goes wrong. A denial, a delay, or an…
Do You Have to Disclose High Blood Pressure on a Life Insurance Application?
Applying for life insurance can be stressful, especially when it comes to health disclosures. Here’s a common scenario:At your annual…
No-Exam Life Insurance: Quick Coverage vs. Cigna Underwriting Concerns
Taking out a life insurance policy without a medical exam can seem like a quick and easy way to secure…
How Community Property Laws Affect Life Insurance Benefits
Understanding how community property impacts life insurance is important when determining how benefits may be handled after a policyholder’s death. Community property…
The Hidden Risks of Missed Premiums: Why Life Insurance Policies Can Lapse
Life insurance can offer substantial financial protection; however, many policyholders are unaware of the risks associated with failing to pay…
Cover your Funeral Costs Years in Advance
Do you or anyone you know have a spare $10,000 laying around to pay for your funeral expenses? I would…
Life Insurance & Funeral Services: Striving for a Common Ground
We all know that when you get a life insurance policy, you also get the ability to designate a beneficiary…
Your Life Insurance Agent is More Important than the Policy Itself
If you have read any of my other articles, you are probably well-versed on the basic things that could go…
Suicide Exclusions, Mental Health & COVID: What You Need to Know
As you may know, September is National Suicide Prevention & Awareness Month. You may not know that it is also…
How Will My Divorce Affect My Life Insurance Policy?
If you have googled the terms “divorce” and “beneficiary” together, chances are you have come across the phrase; “Automatic Divorce…