Understanding Community Property Laws and Their Impact on Life Insurance Benefits
Community property laws govern the ownership and distribution of assets acquired during marriage in certain states within the United States.…
The Hidden Risks of Missed Premiums: Why Life Insurance Policies Can Lapse
Life insurance can offer substantial financial protection; however, many policyholders are unaware of the risks associated with failing to pay…
Cover your Funeral Costs Years in Advance
Do you or anyone you know have a spare $10,000 laying around to pay for your funeral expenses? I would…
Life Insurance & Funeral Services: Striving for a Common Ground
We all know that when you get a life insurance policy, you also get the ability to designate a beneficiary…
Your Life Insurance Agent is More Important than the Policy Itself
If you have read any of my other articles, you are probably well-versed on the basic things that could go…
Suicide Exclusions, Mental Health & COVID: What You Need to Know
As you may know, September is National Suicide Prevention & Awareness Month. You may not know that it is also…
How Will My Divorce Affect My Life Insurance Policy?
If you have googled the terms “divorce” and “beneficiary” together, chances are you have come across the phrase; “Automatic Divorce…
The Hidden Truths About Life Insurance: Read This Before Paying Your First Premium
To most of us, life insurance is not really all that essential…until, of course, it is. There are a lot…
Reasons your Life Insurance Claim May be Denied
I would imagine that those who are choosing to read this post belong to one of two categories: (1) people…
Before the Denial: How the Life Insurance Claim Process Works from the Beneficiary’s Point of View
After a loved one passes away, likely the last thing you are thinking about is how to collect a lump…