skip to Main Content

What our life insurance lawyers can do for you

When a life insurance company wrongfully delays, disputes, or denies a claim for death benefits, it can make an already traumatic time that much more difficult.

When a life insurance company wrongfully delays, disputes, or denies a claim for death benefits, it can make an already traumatic time that much more difficult. With a combination of expertise and empathy, Life Legal makes sure life insurers keep their commitments, and you receive the benefits you need and deserve.

With a combination of expertise and empathy, Life Legal makes sure life insurers keep their commitments, and you receive the benefits you need and deserve.

A Practice Focused Exclusively on Getting Beneficiaries the Money They Deserve.

Our experienced and committed team of lawyers focuses exclusively on issues surrounding life insurance, accidental death and dismemberment insurance, critical and chronic care insurance, and accelerated death benefits. We have seen the stress and anxiety that follows when a life insurer doesn’t deliver promised benefits. At Life Legal, we have made it our mission to give beneficiaries the peace of mind that comes from knowing they have allies and advocates who will fight relentlessly to resolve their claims and get them the proceeds to which they are entitled.

When you come to Life Legal for assistance with your denied, disputed, or delayed claim, we will help you navigate the claims process and fight back against the powerful interests attempting to take advantage of you. With Life Legal on your side, you can rest assured that you will always know your case’s status, be informed about any significant developments, and have direct contact with the attorney handling your matter.

Given that you are likely already facing financial challenges due to the insurer’s failure to deliver benefits, we don’t want to add to your worry by sending you legal bills. That is why we offer free consultations and work on a contingent fee basis, meaning you won’t pay us anything until and unless we recover proceeds for you.

What We Do

Expediting Delayed Insurance Claims

One of the primary reasons people get life insurance is to provide for the financial needs of their loved ones after they pass away. Especially if the decedent was the primary breadwinner, timely receipt of life insurance proceeds is critical for paying day-to-day living expenses and sparing a spouse, child, or other loved one from financial distress.

Every day that passes without those benefits because of an insurer’s delay or claim investigation is another day of wondering how you will pay the bills and whether these funds will ever come. While you’re waiting, the insurance company and its team of investigators are reviewing the claim to look for potential bases for denial. If an insurer is dragging its heels, failing to respond to your inquiries, or making you jump through countless hoops after you have submitted all necessary documents, Life Legal stands ready to get the insurance company to step up and pay up.

Click below to learn more about how Life Legal can help you expedite your claim and get you the funds and benefits you deserve.

Appealing Denied or Disputed Insurance Claims

Life insurance companies, like other insurers, are not necessarily “on your side” and aren’t particularly interested in being your “good neighbor.” Instead, they are large, faceless corporations in business to make money. Every dollar they pay on a claim is a dollar less in profits. That is why your insurer has every incentive to deny your claim for life insurance benefits and will look for every reason to do so, however dubious or unfounded.

If you have received a denial of benefits or the insurer is disputing your right to proceeds, Life Legal will immediately intervene on your behalf, making it clear to the insurer that they have a fight on their hands and cannot take advantage of you anymore. Our attorneys will challenge your denied life insurance claim by gathering all relevant information, obtaining expert reports where necessary, conducting legal research, and writing a substantive appeal letter to the insurance company. When required, Life Legal will take the insurance company to court to get you the life insurance benefits lawfully owed to you.

Click below to learn about how our life insurance attorneys help people like you fight back when insurance companies break their promises and fail to pay what they owe].

See what our clients have to say.

Life Legal: Committed To Getting You the Life Insurance Benefits You Deserve

Life Legal is a modern, innovative firm that protects you against the unfair claims practices of life insurance companies, including denied, delayed, or disputed claims for benefits. Founding Partners Taylor Gerchman and Mark Boczar are skilled, experienced, and driven attorneys who have dedicated their careers to helping people who face needless and wrongful impediments to obtaining insurance proceeds.

Please contact us to arrange for a free initial consultation to discuss your matter.

And remember, you pay nothing until we recover proceeds for you.

Fill out all fields with as much information as possible and hit “Send”. We will respond back to you as quickly as possible.

Life Insurance Lawyer FAQs

A: A life insurance lawyer is your advocate, ally, and advisor during the life insurance claim benefits process. Filing a claim and dealing with a life insurance company is an unfamiliar and confusing experience for most people. When you have to deal with such matters during an already difficult time after losing a loved one, speaking with an experienced life insurance lawyer during a free initial consultation can provide answers and peace of mind. If the insurer is not responding to you or has disputed or denied your claim, Life Legal will intervene on your behalf to ensure the insurance company fulfills its promises and gets you the benefits you deserve as quickly as possible.

A: Life Legal provides our services on a contingency fee basis. That means you won’t receive a bill or have to pay us anything until and unless we recover money for you. We want to ensure our clients don’t have to worry about the cost of life insurance disputes so they can hire someone they trust to professionally manage their case from start to finish.

A: Absolutely. Because insurance companies know we are fully prepared to take them all the way to trial to get fair compensation for our clients, most cases we handle are resolved through negotiation and settlement. However, our attorneys are seasoned litigators who are always ready to pursue a lawsuit and go the distance whenever a life insurance company refuses to offer everything our clients deserve.

A: The length of time cases take to resolve can vary significantly. Even though having a life insurance dispute attorney on your side can certainly speed up the process and light a fire under the insurance company, many variables still impact the timetable. Life Legal’s team works exclusively in this unique practice area so we can move quickly, efficiently, and effectively to put your claim on the fast track. We’ll work to build a strong case from the beginning to get your life insurance benefits claim dispute resolved as quickly as possible.

A: Definitely. Since life insurers prefer not to pay claims whenever they have even the flimsiest excuse, they often deny claims even when the claimant has done everything right and the policy terms clearly provide for benefits. The insurer hopes you won’t understand your rights or that you will accept their denial and give up and abandon your claim. By hiring a life insurance lawyer, you put the insurance company on notice that you will not be taken advantage of and that you will fight for what you are entitled to. Once you retain us, we take over the claim and negotiate on your behalf, so you don’t have to worry about it. We know that after a loved one passes, the last thing you want to do is haggle with the life insurance company over benefits that are rightly yours under the policy.

A: Yes. Life insurance companies are, unfortunately, notorious for dragging their heels throughout the claims process. They may not return phone calls or emails promptly or even fail to respond altogether. Insurance companies are in business to make a profit, and part of that is limiting and delaying what they pay out in claims. Our firm holds life insurance companies accountable and gets them to fulfill their obligations.

Check out our blog.

Free access to legal information, tips, and more!

Let's connect.

We'd Love To Hear From You.
Back To Top